Most buildings don't require COIs. If your building requires it for delivery and/or pickup, the fee is $11.59 per issuance (you'll need 2 if both delivery and pickup buildings require them). Our general aggregate is $2,000,000. Each occurrence $1,000,000. Worker's Comp and Employer's Liability- $100,000 per occurrence. Employer's Liability Policy Limit - $500,000.